RESPA Section 8: Noteworthy Developments

Joe Wilson, Senior Attorney

Joe Wilson has extensive experience in the mortgage lending industry and is a trusted advisor to clients in aligning their business objectives and results. He is proficient in policy creation and implementation and bringing sensible processes to bear on organizational risk.

His background includes a private practice focused on administrative law, regulatory law and enforcement actions, along with trial practice in all state and federal courts handling a range of legal matters involving mortgage banking, municipal law, real estate, and general and appellate litigation.

Prior to joining Bradley, Joe served as general counsel, chief legal officer, and chief risk officer for an independent mortgage banker. He managed multiple departments, including Legal, Risk, Compliance, Quality Control, Human Resources, and Diversity and Inclusion. His duties included implementing and oversight for a robust compliance management system (including BSA/AML and Fair Lending); functioning as the principal point of contact and coordinator with regulatory examiners, external and internal auditors; managing litigation (including outside counsel); high-level monitoring of loan quality and deficiencies in the loan manufacturing process; contract negotiation and review; and oversight for reporting suspicious activities (SARs). Joe advised senior management on evolving areas of the lending industry and mitigated risk while facilitating growth.