Visa, MasterCard, American Express, and Discover have created uniform data security standards for any business that accepts credit cards. This program provided an overview of these requirements, how they evolved, what is required, who is impacted, what happens if there is a breach, drafting suggestions for agreements with vendors impacted by PCI, suggestions for making sure your business is compliant, and a look at the future direction of the standards. Compliance is challenging and costly, but noncompliance can result in intense negative publicity, huge fines, and a loss of consumer confidence.